Never Never

A reference in the Guardian to Never Never by David Gaffney tickled my fancy. I have just finished it, courtesy of the Stakhanovites in Suffolk County Libraries. I thought it was going to do for debt, money lending and the North West what Christopher Brookmyre has done for Caledonian crime. Not quite as much mayhem or ingenuity, a bit more arty but some real gems.

The debt advisor who is up to his nostrils in debt, and because he knows how to work the system, about to borrow a whole lot more. He advises one of his clients to go bust after taking out credit for tens of thousands of pounds, which is split with the advisor, of course. The debt collector who is driven out of business because the debt advisor is so efficient at getting debt written down or written off. The ex-debt collector who pitches up at the debt advice centre because he is now pennyless.

The final ruse is to submit a fraudulent grant application for funds to build a new improved debt advice centre! There is the mandatory drugs, sex, rock and roll and violence.

A novel for our times and our greed.
Very disturbing for a non profit moneylender!

Should you need a fast fix of credit after reading the book or you find yourself strapped for the old doubloons in these terrible times then ABCUL News provided the following web address to make sure you get the best deal.

My suggestion would be, and it does not constitute advice in the meaning of the Act, find yourself a credit union and start saving hard!